Is there a financing or installment plan available?Updated a month ago

Flexible Payment Options

We're pleased to offer Shop Pay Installments, Affirm, PayPal Pay in 4, and Afterpay as flexible payment options so you can spread the cost of your order.

Shop Pay Installments

Make your order more manageable — split your purchase into easy payments at checkout with Shop Pay.

How It Works

Add items to your cart and proceed to checkout.
Choose Shop Pay and select Installments.
Get a quick eligibility check and choose a payment plan.
Pay the first installment today, then the rest automatically.

Frequently Asked Questions

What is the option to pay in installments on Shop Pay? When checking out with Shop Pay, you can choose to pay now or pay later. Paying in installments allows you to split your purchase into four equal, biweekly payments with 0% APR, or monthly installments with no hidden or late fees. Eligibility varies.

Which payment methods are accepted? Debit cards are accepted for all Shop Pay Installments orders. In some cases, credit cards may also be accepted depending on your order.

Who is eligible to use Shop Pay Installments? Shop Pay Installments is available only to customers who:

Reside in the United States
Have a US mobile phone number
Use a payment card with a US billing address

Is there a spending limit? Yes. The maximum order value is $30,000 USD, including discounts, shipping, and taxes.

Can I purchase gift cards with Shop Pay Installments? No. Gift cards cannot be purchased with Shop Pay Installments. If you'd like both gift cards and eligible products, you'll need to place two separate orders.

Are there late fees? No, there are no late fees if you miss a payment.

What happens if I miss a payment? There are no late fees. However, missed or partial payments may affect your credit score or your eligibility to use Shop Pay Installments in the future. For help with a missed payment, visit Affirm's Shop Pay Installments Help Center.

What happens if I return an order purchased with Shop Pay Installments?

Contact us to request a return.
If eligible, refunds are applied to your original payment method within 3–10 business days.
Your installment plan is updated accordingly.
If the refund is less than your balance, you'll see fewer or smaller payments.
If the refund is more than your balance, the extra is returned to your payment method.
Interest paid, if applicable, is not refunded, as it represents the cost of borrowing.

Still have questions? For more details, visit Affirm's Shop Pay Installments Help Center.

Disclosure Rates from 0% APR or 10–36% APR. Payment options through Shop Pay Installments are subject to eligibility and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Estimated payment amounts exclude taxes and shipping. For purchases under $50, limited payment options are available. Visit affirm.com/help for more information.

Affirm

Pay over time with Affirm — choose from flexible 0% APR payment options at checkout, including Pay in 4 for eligible carts up to $249.99 or installment loans up to 6 months.

How It Works

Add items to your cart and proceed to checkout.
Select Affirm as your payment method.
Complete a quick eligibility check.
Choose the available payment plan that works best for you.
Confirm your order and pay according to your selected Affirm plan.

Frequently Asked Questions

What is Affirm? Affirm is a buy now, pay later payment option that lets eligible customers spread the cost of their purchase over time. Depending on your cart size and eligibility, you may be offered Pay in 4 or a 0% APR installment loan up to 6 months.

Who is eligible to use Affirm? Affirm availability and eligibility may vary. To use Affirm, customers generally need to:

Reside in the United States
Be at least 18 years old
Have a US mobile phone number
Provide the information required by Affirm to complete the eligibility check

Is there a spending limit? Affirm is suitable for all cart sizes. Eligible carts up to $249.99 may qualify for Pay in 4, while larger eligible purchases may qualify for 0% APR installment loans up to 6 months. Available options are shown at checkout and depend on eligibility.

Is there interest or extra fees? Affirm payment options available through our checkout are offered at 0% APR. Affirm does not charge hidden fees or late fees.

What happens if I miss a payment? Affirm does not charge late fees. However, missed or partial payments may affect your credit history or your ability to use Affirm in the future. For help with a missed payment, visit the Affirm Help Center.

Can I pay off my order early? Yes. You can make early payments through your Affirm account without penalties.

Can I purchase gift cards with Affirm? Affirm may not be available for some gift card purchases. If Affirm is not available at checkout for a gift card order, you'll need to use another payment method or place eligible products and gift cards in separate orders.

What happens if I return an order purchased with Affirm?

Contact us to request a return.
If eligible, refunds are applied to your Affirm balance once the return has been processed.
Your payment plan will be updated accordingly.
If the refund is less than your remaining balance, you'll continue paying the adjusted balance.
If the refund is more than your remaining balance, the extra amount is returned to your original payment method.

Still have questions? For more details, visit the Affirm Help Center.

Disclosure Payment options through Affirm are subject to eligibility and approval. Available options depend on your purchase amount and may vary by customer. A down payment may be required. Estimated payment amounts may exclude taxes and shipping. Affirm availability and eligibility may vary. Restrictions apply.

PayPal Pay in 4

Split your purchase into 4 interest-free payments with PayPal — no extra fees when you pay on time.

How It Works

Add items to your cart and proceed to checkout.
Select PayPal as your payment method.
Choose "Pay in 4" when prompted.
Get an instant decision and pay the first of 4 installments today. The remaining 3 payments are automatically scheduled every two weeks.

Frequently Asked Questions

What is PayPal Pay in 4? PayPal Pay in 4 lets you split eligible purchases into 4 interest-free payments, made every two weeks. There are no sign-up fees, and no interest charges when you pay on time.

Who is eligible to use PayPal Pay in 4? PayPal Pay in 4 is available to customers who:

Reside in the United States
Are at least 18 years old
Have a PayPal account in good standing
Have a linked debit card, credit card, or bank account

Is there a spending limit? Yes. PayPal Pay in 4 is available on eligible purchases from $30 to $1,500 USD.

Is there interest or extra fees? No. PayPal Pay in 4 charges 0% interest and no fees when you pay on time.

What happens if I miss a payment? PayPal may charge a late fee if a scheduled payment fails. Continued missed payments may affect your ability to use PayPal Pay in 4 in the future. For full details, visit paypal.com.

Can I pay off my order early? Yes. You can make early payments at any time through your PayPal account with no penalties.

What happens if I return an order purchased with PayPal Pay in 4?

Contact us to request a return.
If eligible, PayPal will adjust your payment schedule and refund any payments already made.
Refunds typically appear within 5–10 business days.
If only a partial refund is issued, your remaining payment schedule will be reduced accordingly.

Still have questions? For more details, visit the PayPal Help Center at paypal.com/help.

Afterpay

Buy now, pay later with Afterpay — split your purchase into 4 interest-free payments, made every two weeks.

How It Works

Add items to your cart and proceed to checkout.
Select Afterpay as your payment method.
Log in to your Afterpay account or create one in minutes.
Complete your order and pay the first of 4 installments today. The remaining 3 payments are automatically scheduled every two weeks.

Frequently Asked Questions

What is Afterpay? Afterpay is a buy now, pay later service that lets you split your purchase into 4 equal, interest-free installments paid every two weeks. There's no additional cost when you pay on time.

Who is eligible to use Afterpay? Afterpay is available to customers who:

Reside in the United States
Are at least 18 years old
Have a valid debit or credit card, including Visa, Mastercard, or AMEX
Have a US billing address

Is there a spending limit? New Afterpay customers typically start with a lower spending limit. Your limit may increase over time as you make on-time payments. Order minimums and maximums may apply.

Is there interest or extra fees? No. Afterpay charges 0% interest. There are no fees when you pay on time.

What happens if I miss a payment? Afterpay may charge a late fee if a scheduled payment fails. Late fees are capped and Afterpay will notify you before any fee is applied. Continued missed payments may also affect your ability to use Afterpay in the future. For full details on fees, visit afterpay.com.

Can I pay off my order early? Yes. You can make early payments at any time through the Afterpay app or your Afterpay account with no penalties.

Can I use Afterpay with a discount code or gift card? Yes. You can apply discount codes at checkout. Gift cards cannot be purchased using Afterpay. If you'd like both gift cards and eligible products, you'll need to place two separate orders.

What happens if I return an order purchased with Afterpay?

Contact us to request a return.
If eligible, Afterpay will adjust your payment schedule and refund any payments already made.
Refunds are processed within the Afterpay app and typically appear within 5–10 business days.
If only a partial refund is issued, your remaining payment schedule will be reduced accordingly.

Still have questions? For more details, visit the Afterpay Help Center at help.afterpay.com.

Need help choosing a payment option? Shop Pay Installments, Affirm, PayPal Pay in 4, and Afterpay are all available at checkout. Simply select your preferred option when placing your order. If you have any questions, feel free to contact us.

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